Contents
HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995.
The Housing Development Finance Corporation Limited or HDFC was among the first financial institutions in India to receive an “in principle” approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. This was done as part of RBI’s policy for the liberalization of the Indian banking industry in 1994.
HDFC Bank is seeking ambitious females to join their team of Sales Managers – Retail Assets, across multiple locations. As a Sales Manager, you will play a pivotal role in driving growth and establishing long-lasting relationships with our valued clients. An exciting opportunity for motivated individuals who are passionate about sales and possess excellent leadership and communication skills!
Join the Young Talent Graduate Trainee Programme as we empower women in the workplace and make a significant impact!
Responsibilities of the Candidate
- Achieve assigned targets for the respective Retail Asset Products in the designated area/branches/channels.
- Achieve the minimum productivity benchmark set by the team and follow the sales process.
- Coordinate with the Credit and Operations team for the resolution of cases.
- Transparency in offering the schemes to each customer.
- Ensure the customer is briefed on the policy details to avoid mis-sell and miscommunication.
- Assist the customer in logging in to disbursal formalities.
- Ensure calling on leads received/follow up from channels and references received from existing customers.
- Maintain Internal Rate of Return (IRR)/Processing Fees and other charges as per product requirements.
- Coordinating with Sales Manager, Branch team (including Branch Managers), in doing road show, branch/cooperate display activities, and Loan Mela.
- Timely and proper reporting is to be done regularly to supervisors on daily affairs. Also, provide information on internal & external development which is to the benefit of the business.
Key Skills Required
- Good Communication Skills (English, Hindi, and local language)
- Selling and Influencing Skills
- Customer Orientation
- Relationship Building
- Negotiation Skills
- Listening Skills
Major Stakeholders
intra-team and cross-functional stakeholders, who would need to be interacted with for discharging duties
- Sales Team- Sales Executives/Sales Managers/Area Sales Manager, Regional Sales Manager, and Zonal Sales Manager
- Internal Channels – Branch, Virtual Channel, and other internal stakeholders
- External Channels – Direct Selling Agents (DSA), Connectors, HDB Financial Services team
- Retail Asset Operations team
- Credit Teams
- Product Teams
- Risk and Policy Teams
Also Read – Amazon WOW
Other Details
Job Title: Sales Manager-Retail Assets
Eligibility: 2023 Batch Undergraduate female students (Any discipline)
Business Unit (PA): Retail Assets
Package offered: INR 5.5 LPA * this is inclusive of non-cashable loan benefits.
Reports to (job): Area Sales Manager
Number of Vacancies: 100 Vacancies
Location of role: Anywhere PAN India
Job Type: In Office
Job Timing: Full Time
Work Details: Working Days: 6 Days
Hired candidates will be required to sign up for a one-month residential training program post-joining in Bangalore.
Recruitment Process
MCQ Assessment
This is an online MCQ assessment focused on general aptitude. Attempt 20 questions within a time period of 20 minutes.
Profile Verification
Shortlisted candidates have to submit their college identity card and Aadhar card for their profile verification before proceeding for the interview rounds.
Psychometric Assessment
Attempt the psychometric assessment within the stipulated time period. This is also an eliminatory round and shortlisted candidates will get an opportunity to appear for interviews.
Interview
Shortlisted Candidates will be appearing for interviews with HDFC Bank. The interviews will be conducted post successful profile verification.
